Let’s start with the law, because that’s where dreams usually go to die. In the United States, it is illegal to own a native North American river otter in virtually every state. Japan, the UK, and most of the EU have similar blanket bans. A tiny handful of states, like Missouri, North Carolina, and Arkansas, might allow it with a special, nearly-impossible-to-get permit, or for specific exotic species like the Asian small-clawed otter.
Even in those rare legal loopholes, the permit process is brutal. You’ll need to prove you have a custom-built enclosure with thousands of gallons of filtered, circulating water, a land area with temperature control, and a vet who specializes in mustelids. Fun fact: otters have the densest fur of any mammal—up to a million hairs per square inch—which means they overheat indoors and freeze without constant grooming. It’s not a pet; it’s a lifelong hydroponic engineering project.