The answer is simple: affordability. Financing a phone allows you to get a high-end device without having to pay the full price upfront. For example, let's say you want a brand new smartphone that costs $800 - with financing, you could pay as little as $20 per month for 24 months, which is a much more manageable amount for most people.
Plus, financing options often come with no credit check or no interest, making it even more accessible to those who might not have perfect credit. It's like having a safety net, where you can still get the phone you want without worrying about your credit score.
Another benefit of financing a Metropcs phone is that it allows you to upgrade more frequently. Let's say you financed a phone 12 months ago, and now you want to upgrade to the latest model - with financing, you can do just that, without having to wait until you've paid off the full price of the previous phone.
MetroPCS SIM Card Setup: Step-by-Step Instructions | CitizenSide