I remember my first ever UC advance application. I was so stressed, my hands were shaking like I was trying to thread a needle on a roller coaster. The whole form looked like it was written in ancient Greek. I ended up applying for £300 because I was terrified of missing the deadline and having my electricity cut off.
You know what happened? I didn’t even actually need £300. I could have gotten by on £150. So I spent a month after that wondering why my UC payment was a bit smaller, all because I was greedy from fear. I learned a valuable lesson: borrow like a granny, not a rockstar.
