Did you know you can claim Carer’s Credit? If you care for someone 20 hours a week, boom—a free year.
It’s one of the best-kept secrets. The government doesn’t scream it from rooftops. Probably because they don’t want to pay us.
Mothers, fathers, grandkids—if you’re a carer, get that credit. You earned it.
The “I’m Too Young” Myth
Think you’re too young to care? Wrong. Your state pension age keeps creeping up. It’s already 67 for most people born after 1960.
Some experts say it might hit 70. That means you contribute for decades before seeing a penny. Lovely, huh?
But here’s the upside: you can use those years wisely. Fill gaps early. Buy cheap years while you’re still earning. Future you will high-five present you.
