This is the best cheat code in the credit game. Find a friend, family member, or significant other with an ancient, pristine credit card. Ask them if you can be an authorized user on their account. You don't even have to get the physical card!
All that good history (if they have a perfect payment record) gets tacked onto your report. It’s like being the co-pilot on a famous pilot’s flight. You didn't do anything except wear a cool jacket, but you still get the flight hours. Fifty points right there, easily, just by borrowing someone else's excellence. Buy them a nice thank-you dinner.
How To Raise Your Credit Score by 50 Points in 30 Days Fast