If your PIP includes the mobility component at the higher rate (which is £75.75 a week as of now), you unlock the holy grail: the Motability Scheme. This isn’t just a car – it’s a chariot of freedom. You can lease a brand-new car, scooter, or even an electric wheelchair for free, because your entire PIP mobility payment goes straight to the scheme.
Changes to benefits what do they really mean
But wait, there’s more! The scheme also covers insurance, breakdown cover, and maintenance. You literally just turn the key and drive away, while everyone else is crying over their MOT bill. I’ve seen people get a snazzy Nissan Qashqai for the price of a daily “nice coffee” habit. Just don’t expect them to let you pick the color if you’ve got bad taste.
The NHS & Prescription Perks
Now, a little-known gem: having PIP can get you a NHS Medical Exemption Certificate (HC2). This isn’t automatic – you need to apply for it via form HC1, but if you’re on a low income (and who isn’t after paying rent?), it’s a game-changer. Suddenly, free prescriptions, free dental check-ups, and free glasses. Yes, you can finally afford those frames that make you look like a deranged professor.
Don’t assume PIP itself gives you free medicine – it doesn’t. That would be too straightforward. You have to jump through another hoop, but the hoop is made of savings. You can also get help with travel costs to hospital appointments through the Healthcare Travel Costs Scheme. Just keep your bus tickets – they’re worth more than your dignity at that point.
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