You want a sick sports car? A zippy little coupe? Yeah, stop right there. That shiny Mustang or used BMW? It’s begging for a speeding ticket. Insurance knows this.
They look at that car and see “jackrabbit starts” and “high repair costs.” And you see a premium that costs more than the car itself. Let’s avoid that, shall we?
The mortal enemies of cheap insurance: speed and flash.
Here’s what to never buy: anything turbocharged, anything with two doors, and anything German luxury. I’m sorry, Audi fans. Your four rings cost four figures to insure for a newbie.
Also, avoid the “boy racer” hatchbacks. Think Subaru WRX or a hot VW Golf. They’re fun, sure. But your insurance agent will laugh at you. Out loud. Into the phone.
Instead, you want a car that says: “I drive to the grocery store at exactly 35 mph. I enjoy NPR.” It’s not sexy. It’s smart.
