You get your P45 on your last working day. It doesn’t matter if you quit, got fired, retired, or were abducted by aliens. That’s the rule.
If you don’t get it on that day, start asking questions. Politely at first, then with more shouting. Your tax life depends on that little piece of paper. And honestly, who wants to deal with HMRC on the phone? Not me. Not you. No one.
So, next time someone whispers, “P45,” you’ll know exactly what’s up. You’ll nod wisely, sip your coffee, and say, “Ah, yes. My last day. Got it.” Then you’ll feel brilliantly adult. You’re welcome.
