So, who needs to be present? You, your co-borrower, both agents, the title company rep, and the notary. Everyone else is optional, including your impulse to panic. Also, bring a bottle of water. Closing takes two hours, and the only beverage provided is lukewarm coffee from a pot that’s been sitting since the Nixon administration.
And remember: if you forget your ID, the entire closing collapses like a weak soufflé. So double-check your pockets. That, and bring a sense of humor. You’ll need it when the notary makes you spell your own name three times. Congratulations—you’re about to own a house. Now go eat that cookie.
