Here’s the good news: cold water isn’t a disaster. It could be as simple as a turned-down thermostat on your heater (check it—it should be set to 120°F or 49°C). Or maybe you accidentally turned the heater off while fiddling with the laundry room.
You can also thaw a frozen pipe with a hairdryer (yes, really—but keep it away from open flames). And remember, cold water is still safe to drink and use, just not fun for a shower. Worst case? You call a plumber, they fix it in an hour, and you laugh about it over a warm cup of tea.