Credit unions are the rebels of the banking world. Many stay open until 1:00 PM or even 3:00 PM on Saturday, because they actually like their members. One credit union near me closes at 12:00 PM—no, that’s not a typo—but they’re so friendly you’ll forgive them.
Online banks like Ally or Chime? They never close. They just sit there in the cloud, glowing and ready to accept your deposits via mobile app at 2:00 AM. It’s magical. But if you need a physical human to hand you cash, you’re out of luck—no Saturday lobby to sprint to.
